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Payments

Service
Authorize.net Partner ↗

Get your Bermuda business taking payments. Free Authorize.net referral as standard, or have us set up Authorize.net and connect it to your existing site for $99.

Authorize.netFirstDataAPI

Referral

Free

Basic setup

$99

Partner

Authorize.net

Support

Local

Authorize.net payment gateway
Authorize.net merchant management dashboard

Authorize.net is the gateway most Bermuda banks already work with. We're a referral partner, so the simplest path is: tell us who you bank with, we email you the signup link along with what to ask your bank for, you set up the account direct with Authorize.net, and you pay them their $25/month gateway fee plus their transaction and batch fees. No fee to dotbm.

If you'd rather not deal with it, Basic setup is $99, paid once, on completion. We set up your Authorize.Net account and gateway, configure the fraud-prevention settings and connect it to your existing compatible website or platform. Your business gets its e-commerce merchant account from its bank. If you need the payment page itself designed and built, that is Pay Online. FirstData is our preferred processor.

What we handle

Referral
Free Authorize.net signup link, emailed with what to ask your bank for. You create the account and pay Authorize.net direct.
Basic setup
We set up your Authorize.Net account and gateway, configure the fraud-prevention settings and connect it to your existing compatible website or platform. $99, paid once, on completion.
Ongoing support
Available to all Bermuda customers, referral or Basic setup. A local partner who knows your setup, not an overseas call centre.

Working out which route fits before you look at numbers? How to accept credit card payments in Bermuda covers the four points a payment passes through, and what to look for in a Bermuda payment gateway has the questions worth asking any provider.

Pricing

Referral

Authorize.Net's gateway-only plan. We email you our referral link and you set the account up yourself.

Free from dotbm
You pay Authorize.net $25/month, 10¢ per transaction and a 10¢ daily batch fee
✓
Payment gateway Virtual Terminal or digital wallet. No point-of-sale hardware needed.
✓
Multiple payment types Credit, debit, Apple Pay, Google Pay and other digital wallets.
✓
Automated Recurring Billing Subscriptions, retainers and payment plans.
✓
Advanced Fraud Detection Suite Customisable rules that flag suspicious activity. Forbes 2025.
✓
Customer Information Manager Stores customer payment details for a faster checkout.
✓
Digital Invoicing Send invoices and collect payment. No integration required.
✓
AI agent, reporting and analytics Real-time payment reporting and built-in analytics.
✓
24/7 live support Authorize.Net staff around the clock, not a ticket queue.

Basic setup

We set up your Authorize.Net account and gateway, configure the fraud-prevention settings and connect it to your existing compatible website or platform.

$99 paid once, on completion
Plus Authorize.net's $25/month, 10¢ per transaction and 10¢ daily batch fee, paid to them direct
✓
Authorize.Net account and gateway setup We open the account and configure the gateway for you.
✓
Fraud-prevention settings Filters and settings configured before you go live.
✓
Connection to an existing compatible website or platform Your site, not a new one.
✓
Test transactions Real test transactions before you go live.

Your business gets its e-commerce merchant account from its bank. New payment pages, new websites and custom integrations are separate work. Work outside the agreed scope is $185 an hour, approved by you before it starts.

The eight gateway features are the same on both paths. What you pay for on Basic setup is our work, not extra features.

Every fee, itemised

Three parties charge you and only one of them is us. Nothing below is hidden in a footnote.

dotbm
Referral
Free
Basic setup
$99
Monthly on Basic setup
None
Cut of each sale
None

Basic setup is paid once, with no ongoing dotbm fee for it. Pay Online, where we build and run the payment page, carries a $99 monthly dotbm fee. We never take a percentage of your sales. Our prices are in Bermuda dollars.

Authorize.net
Gateway
$25/mo
Per transaction
10¢
Daily batch fee
10¢/day
Setup
None
Cancellation
None

Billed by them, direct. Month to month, no contract and no setup fee.

Your bank
Discount rate
Per card sale
Monthly minimum
Ask your bank
Statement fee
Ask your bank
Chargeback fee
Per dispute
PCI compliance
Ask your bank

Set by your bank, not by us or Authorize.net. Ask for these in writing before you sign.

The batch fee is charged once for each day the gateway settles a batch, so it is about $3 a month if you settle every day and nothing on days you take no payments. A shop doing 200 sales a month pays Authorize.net roughly $48: $25 gateway, $20 in transaction fees and $3 in batch fees. Your bank's card rates are on top of that.

What your customers can pay with

Visa, Mastercard, American Express, Discover, Apple Pay, Google Pay and other digital wallets, plus recurring billing through Automated Recurring Billing. eCheck / ACH bank transfers are available as an Authorize.net add-on and carry their own fees, which we will quote before you switch it on.

Already live? Lock it down.

A ranked checklist for hardening your Authorize.net account: fraud filters, logins, PCI and more.

Read the security guide →

Not sure which PCI questionnaire applies to you? Is my Bermuda payment page PCI compliant? has a two-minute test you can run on your own site.

Ready to get started?

Contact us and we will email you the free referral link, or book Basic setup.

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